@article{10.11648/j.reports.20220201.14,
  author = {Ziyodilloev Khushnud and Zhou Qingjie},
  title = {The Factors Influencing to Financing Stability of Banking Industry: In Case of Central Asian Countries},
  journal = {Reports},
  volume = {2},
  number = {1},
  pages = {22-31},
  doi = {10.11648/j.reports.20220201.14},
  url = {https://doi.org/10.11648/j.reports.20220201.14},
  eprint = {https://article.sciencepublishinggroup.com/pdf/10.11648.j.reports.20220201.14},
  abstract = {Five countries – Central Asia (CA) include different ethnically and culturally countries. Data showed that they have followed in the past period different paths to financial stability, it is important to mention all five countries achieving independence from Soviet Union 29 years ago. Many research papers conducted in Central Asia, interesting research study because countries are landlocked have historic legacy, also including seven decades of communist rule and central planning [26]. In fact that in this area no comprehensive investigation conducted in in Central Asia to illustrate financial stability. This paper focus on the field of financial stability measurement and its policies which would be valuable data for banks, investigate to Financial Stability Indicators (FSIs) in banking system of Central Asian countries and compared with advanced economies in terms of measurement indicators as well. The research paper analyzed main stability indicators, such as capital adequacy, liquidity, profitability, other additional indicators in sector of Central Asian banks and developed countries during 2005-2015. Research paper found that failures in banking could cause severe outcomes. In western countries, although the banking system has significant advantages over Asian banking both in quality and quantity there are some prevailing risks. These risks in financial stability include so-called systematic risk problems, stock crash risk, the problem of financial stress prediction, moral hazard and others. We found in this research area the majority of Banks’ loan given to long time and capacity of commercial institutions is to finance the real economy is not sufficient in CA, despite high rate of growth of financial stability statistics; on other side, their ratio to GDP remains inadequate. Data indicated that banks in CA has higher interest spread rate than developed countries, which was 3 times bigger. Central Asian countries have advantageous sides, such as satisfying Basel III capital and liquidity requirements. In terms of capital adequacy indicators, regulatory capital to risk weighted assets and this ratio is higher in Central Asia than advanced countries. The profitability indicators are positive among these countries and also it is necessary to note that Banks of all five countries reduce loans which named nonperforming in total loans in CA. Findings showed advanced countries have higher capital and better ratios in most financial stability measurement indicators.},
 year = {2022}
}

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TY  - JOUR
T1  - The Factors Influencing to Financing Stability of Banking Industry: In Case of Central Asian Countries
AU  - Ziyodilloev Khushnud
AU  - Zhou Qingjie
Y1  - 2022/03/18
PY  - 2022
N1  - https://doi.org/10.11648/j.reports.20220201.14
DO  - 10.11648/j.reports.20220201.14
T2  - Reports
JF  - Reports
JO  - Reports
SP  - 22
EP  - 31
PB  - Science Publishing Group
SN  - 2994-7146
UR  - https://doi.org/10.11648/j.reports.20220201.14
AB  - Five countries – Central Asia (CA) include different ethnically and culturally countries. Data showed that they have followed in the past period different paths to financial stability, it is important to mention all five countries achieving independence from Soviet Union 29 years ago. Many research papers conducted in Central Asia, interesting research study because countries are landlocked have historic legacy, also including seven decades of communist rule and central planning [26]. In fact that in this area no comprehensive investigation conducted in in Central Asia to illustrate financial stability. This paper focus on the field of financial stability measurement and its policies which would be valuable data for banks, investigate to Financial Stability Indicators (FSIs) in banking system of Central Asian countries and compared with advanced economies in terms of measurement indicators as well. The research paper analyzed main stability indicators, such as capital adequacy, liquidity, profitability, other additional indicators in sector of Central Asian banks and developed countries during 2005-2015. Research paper found that failures in banking could cause severe outcomes. In western countries, although the banking system has significant advantages over Asian banking both in quality and quantity there are some prevailing risks. These risks in financial stability include so-called systematic risk problems, stock crash risk, the problem of financial stress prediction, moral hazard and others. We found in this research area the majority of Banks’ loan given to long time and capacity of commercial institutions is to finance the real economy is not sufficient in CA, despite high rate of growth of financial stability statistics; on other side, their ratio to GDP remains inadequate. Data indicated that banks in CA has higher interest spread rate than developed countries, which was 3 times bigger. Central Asian countries have advantageous sides, such as satisfying Basel III capital and liquidity requirements. In terms of capital adequacy indicators, regulatory capital to risk weighted assets and this ratio is higher in Central Asia than advanced countries. The profitability indicators are positive among these countries and also it is necessary to note that Banks of all five countries reduce loans which named nonperforming in total loans in CA. Findings showed advanced countries have higher capital and better ratios in most financial stability measurement indicators.
VL  - 2
IS  - 1
ER  - 

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