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Accessibility of Local Government’s Mandatory Free Interest Loans on Women Socio-Economic Welfare: A Case Study of Temeke Municipalf Council, Tanzania
Issue:
Volume 9, Issue 5, September 2023
Pages:
85-93
Received:
9 December 2022
Accepted:
12 April 2023
Published:
13 September 2023
Abstract: The goal of local governance is to empower local people and to ensure public engagement in the local government's governing structure. The Constitution of the United Republic of Tanzania defines the Local Government authorities as citizens' entities located at the grassroots level of the Government. Women represent 70% of the world’s poor due to unequal access to economic opportunities in both developed and developing countries. Thus, Tanzania’s municipal governments are required to set aside 10% of internal annual revenue to empower marginalized population including women. This study was guided by Efficient-service school of thought, Development School of Thought, Soufflé Theory (ST) and Micro Credit Theory. Purposive and random sampling procedures were used to select respondents. Both questionnaire and interview were used to collect data and analyzed through thematic analysis. It was found that women beneficiaries indeed benefited by accessing local government free interest loan which they used to open small businesses such as salon, food vendering, cloth selling, entrepreneurship (batik making and selling, soap making). This improves their standard of living to a greater extent and as a result improved their socio- economic welfare. However the rate at which their businesses were expanding was minimal due to limited knowledge on business such as accounting knowledge, book keeping and customer care knowledge and as a result led to limited access to market. Therefore the study recommended the need to improve on the training on business activities by the local government on women this will help them to improve on the performance of the overall business activities.
Abstract: The goal of local governance is to empower local people and to ensure public engagement in the local government's governing structure. The Constitution of the United Republic of Tanzania defines the Local Government authorities as citizens' entities located at the grassroots level of the Government. Women represent 70% of the world’s poor due to un...
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Research Article
Guests’ Behavior and Emotions After COVID: Side-Effects Felt on Hospitality Revenue Management
De Bastos, Bernardo Pereira*,
Palrão, Beatriz Pedro,
Almeida, José Pedro,
Isidoro, Ricardo Jorge
Issue:
Volume 9, Issue 5, September 2023
Pages:
94-100
Received:
21 August 2023
Accepted:
6 September 2023
Published:
27 September 2023
DOI:
10.11648/j.ebm.20230905.12
Downloads:
Views:
Abstract: The study delves into the profound ramifications of COVID-19 on the tourism and hospitality sector, centering its attention on the intricate facets of guest behavior and emotions. Through a meticulous direct approach, we unearthed that the pandemic instigated an unparalleled wave of fear and apprehension among individuals. Yet, intriguingly, our findings illuminate that these emotions were transient, giving way to an astonishing resurgence in 2022, which not only surpassed the preceding year but also eclipsed the benchmarks set in the pre-pandemic zenith of 2019. What sets this research apart is the resounding validation it received from a diverse spectrum of stakeholders, including both discerning guests and seasoned industry professionals. Their unanimous endorsement stands as a testament to the industry's resilience and adaptability in the face of adversity. It speaks volumes about the collective resolve to not only weather the storm but to emerge stronger and more innovative than ever before. This study not only offers invaluable insights for industry leaders and policymakers but also instills a sense of optimism in a world recovering from the profound impacts of a global crisis. It serves as a beacon of hope, illuminating a path forward towards a revitalized and thriving tourism and hospitality landscape.
Abstract: The study delves into the profound ramifications of COVID-19 on the tourism and hospitality sector, centering its attention on the intricate facets of guest behavior and emotions. Through a meticulous direct approach, we unearthed that the pandemic instigated an unparalleled wave of fear and apprehension among individuals. Yet, intriguingly, our fi...
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Factors Influencing the Adoption of Digital Wallet: Evidence from Ghana
Ofosu Amofah,
Otopah Akuffo Alex,
Collins Kankam Kwarteng,
Ahlijah Bright,
Simon Kwodjo Mesa Avorgah
Issue:
Volume 9, Issue 5, September 2023
Pages:
101-111
Received:
14 July 2023
Accepted:
14 August 2023
Published:
27 September 2023
Abstract: The increasing demand for virtual banking transactions in the world amidst the global COVID-19 pandemic has necessitated the need for banks to understand factors that influence the adoption of digital wallets. This study therefore focused on the assessment of the factors that influence the adoption of digital wallet in Ghana. The study employed a survey design and data were gathered from 200 individual customers of the top performing banks in terms of digital wallets. Convenient sampling method was used for the selection of the respondents who were willing and ready to participate. Partial least squares structural equation modeling (PLS–SEM) was employed for the analysis of the data. The study revealed that innovation characteristics, individual customer characteristics, organizational characteristics and external factors had significant effect on adoption. All the independent variables except individual customer characteristics had a positive effect on adoption. It is therefore recommended that management pays much commitment on understanding their innovation characteristics, organizational characteristics and external factors than the understanding of individual customer characteristics. The researchers obtained data from individual customers of the top performing banks in the area of digital wallet. The cross-sectional survey made it impossible to ascertain the possible changes in respondent’s perceptions on factors that influence their adoption.
Abstract: The increasing demand for virtual banking transactions in the world amidst the global COVID-19 pandemic has necessitated the need for banks to understand factors that influence the adoption of digital wallets. This study therefore focused on the assessment of the factors that influence the adoption of digital wallet in Ghana. The study employed a s...
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Research Article
Effects of Human Resource Management Practices on Organization Performance: The Case Study in Buno Bedele Zone Health Office
Getachew Fekadu Feda,
Adamu Terfa Keno
Issue:
Volume 9, Issue 5, September 2023
Pages:
112-121
Received:
20 September 2023
Accepted:
12 October 2023
Published:
28 October 2023
Abstract: Human resource management (HRM) is a strategic approach to managing an organization's assets, including employees, employment, management, and development. Organizational performance relies on managing employees' knowledge, skills, attitudes, lives, experiences, and motivation. HR (human resource) managers play a crucial role in HR systems, including workforce planning, recruitment, talent management, employee retention, and diversity and inclusion. However, limited studies have been conducted in Ethiopia, particularly in the health sector, to determine their effects on employee performance. Therefore, this study aims to analyze the relationship between HRM practices and employee performance. In this study, the research investigates the impact of HRM practice on perceived organizational performance in the Buno Beddele Zone Health Office using descriptive and explanatory research designs. Quantitative methods were employed. The data was collected using a questionnaire from selected staff that was randomly selected from 11 districts in the Buno Beddele zone. The data was analyzed using SPSS statistical software. The study analyzed the relationship between organizational performance, recruitment and selection, performance appraisal, reward management, and training and development. The mean level was 2.7, indicating low performance (54%) due to factors. Training and development and reward management showed a significant relationship. However, no significant relationship was found between organizational performance, recruitment and selection, and performance appraisal in the setting. To improve organizational performance in the setting the health office should focus on reward management and capacity building, targeting training and development strategies. Future research should explore alternative solution.
Abstract: Human resource management (HRM) is a strategic approach to managing an organization's assets, including employees, employment, management, and development. Organizational performance relies on managing employees' knowledge, skills, attitudes, lives, experiences, and motivation. HR (human resource) managers play a crucial role in HR systems, includi...
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Research Article
Determinants of Consumers' Attitudes Toward Social Media Advertising: Systematic Review
Alemayehu Bakalo,
Shimels Zewude
Issue:
Volume 9, Issue 5, September 2023
Pages:
122-135
Received:
19 April 2023
Accepted:
13 June 2023
Published:
28 October 2023
Abstract: Social media platforms enable billions of people worldwide to connect and look for information in a more convenient and accessible way. The main goal of this study is to assess the determinants of consumer attitudes toward social media advertising. This study employed a systematic literature review methodology, with 46 existing articles completed on determinants of consumer attitudes based on an inclusion/exclusion criterion. The findings of this study were collected by utilizing a thematic method, which involved extracting previous researchers' findings from the literature, classifying similar themes and findings, and drawing conclusions. According to the findings of this review, social media platform advertising have a positive relationship between consumer attitude and the most important determinant factors for consumer attitudes regarding social media advertising was perceived usefulness, informativeness, perceived credibility, reliability, trust, irritation, trustworthiness, satisfaction and awareness, attitude functions, materialism, and perceived ease-of-use. Finally, the outcomes of this review determinant of consumer attitudes toward social media advertising provide insight into the existing literature on it and that future researcher should undertake their study including a qualitative research approach and should use an interview to know insight into consumer attitude because qualitative methods facilitate an in-depth, detailed investigation of selected issues.
Abstract: Social media platforms enable billions of people worldwide to connect and look for information in a more convenient and accessible way. The main goal of this study is to assess the determinants of consumer attitudes toward social media advertising. This study employed a systematic literature review methodology, with 46 existing articles completed o...
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